Portfolio Analysis

USelfDirect is proud to bring you the world’s first USelfEvaluator!

The USelfEvaluator is designed to illustrate the difference between typical traditional portfolios and an enhanced portfolio that utilizes the additional investment opportunities that only Self-directed investor can obtain.

After completing the USelfEvaluator’s simple 5 step process, you will see a clear picture of what only 4% of American investors understand —- How is a Self-directed strategy an improvement? And how do I get there?!

The team at USelfDirect encourages you to play with the numbers and sliders to start your process of finding a strategy that will achieve your retirement and lifestyle goals!

1Balance

Enter a rough balance of your retirement portfolio

2Future Market Performance

The following table allows you to choose the type of market that you believe you will experience in the next few years. If unsure, stick with “Recovery” for it represents our most recent market condition. All values are represented as an Annual Rate of Return.

  Depression Recession Recovery Good Mkt Boom Mkt
Stocks -5.0% 0.0% 7.6% 10.0% 15.0%
Bonds 10.0% 6.0% 4.3% 3.0% 1.0%
Real Estate (Land) -3.0% -3.0% 16.0% 18.0% 14.0%
Real Estate (Income) 0.0% 3.0% 12.0% 16.0% 12.0%
Precious Metals 40.0% 30.0% 26.5% 5.0% -15.0%
Trust Deeds 0.0% 5.0% 12.0% 14.0% 10.0%
Notes 20.0% 15.0% 10.0% 5.0% 2.5%
Cash 0.0% 0.0% 0.0% 0.0% 0.0%
 

Portfolios

Now that you've decided what kind of market you believe we will be experiencing in the next few years, it's time to set up your portfolios. There are 3 tabs available. The first tab - Baseline Portfolio is for you to define your current investing strategy. The second tab - Self Directed Portfolio will allow you to re-allocate your investments using a wider range of options. Finally the Roadmap tab will tell you what steps to take to rebalance your portfolio to match your new Self Directed goals.

3 Baseline Portfolio

This is your baseline (current) portfolio – a standard mix of stocks, bonds, and cash. These 3 investments make up the bulk of all American’s investing strategy. Adjust the sliders to reflect your current portfolio’s makeup. If unsure, a USelfDirect team member will gladly guide you through the USelfEvaluator process.

 
 

4 Self Directed Portfolio

This portfolio is equipped with the tools to truly diversify yourself and help you achieve your financial goals. Balancing your Self Directed portfolio is a little trickier. Keep in mind, we at USelfDirect don’t know your personal preferences or your priorities, so it’s often easiest to start from zero investments (all cash) and allocate your portfolio accordingly. If unsure of what strategies are right for you, a USelfDirect team member will gladly guide you through the different opportunities that you have at your fingertips.

 

5 USelfEvaluation Report & Roadmap

Read your personalized “USelfEvaluation Report” and review your “Next Ten Year Projection” graph. Both can be found below the personalized “Future Portfolio Mix” Pie chart. Then click on “ROADMAP” to determine what steps you must take to achieve your new Self-Directed portfolio. A USelfDirect team member will gladly guide you in executing your USelfEvaluator ROADMAP.

  Action Amount
Stocks
Bonds
Real Estate Property
Real Estate Rental Props
Precious Metals
Trust Deeds
Notes

(10-Year S&P 500) Source YCharts

(10-Year avg of 10 Year Treasury) Source YCharts

How Can We Help You?

Our team of experienced Self Directed Investment professionals are here to help answer your questions. We have years of experience and have seen nearly every type of account, investment, tax issue, funding method, and question imaginable. Give us a call and let us offer our expertise.